Top 5 Things You Should Have in Your Car Insurance Policy

When shopping for a car insurance policy, it can be easy to get overwhelmed. We all know that we need car insurance. Not only is it the law, but it’s what provides you with coverage if you get in an accident. Still, when weighing options, you may be left wondering what coverage you really do need in your policy versus what you’re being sold by a car insurance company. 

 The Car Insurance Coverage You Need

Here at GLS Injury Law, we help clients in the aftermath of car accidents on a regular basis. We see how proper car insurance can help reduce a victim’s stress — financially and emotionally.

Here are the top five things you should look for in a car insurance policy:

1. Full tort over limited tort coverage
2. At least $25,000.00 in medical coverage
3. Uninsured/underinsured motorist coverage in an amount equal to your liability coverage
4. Liability coverage of at least $50,000.00 per vehicle
5. Stacked coverage over non-stacking

How to Check On Your Coverage

If you’re not sure if you have those top five things in your car insurance policy, the easiest thing you can do is review your policy documents or call your insurance agent. Go through that top five list with them and ask them to point out in your policy where or how those things are covered.

Car Insurance Coverage for All Accident Categories

The top five things to have on your car insurance policy listed above are important for protecting you in case you get in a collision, accident or wreck. It’s important that your coverage not only protects your vehicle, but also your health and future well-being, and that it will be effective in any number of incidents.

No two car accidents are the same. In fact, there are a number of major accident categories that we see on a regular basis at GLS Injury Law, including:

• Car Crashes
• Distracted Driving Accidents
• Motorcycle Accidents involving a Car
• Bicycle Accidents Involving a Car
• Pedestrian Accidents Involving a Car
• Commercial Vehicle Accidents
• Tractor Trailer Accidents 

What to Do If You Are In a Car Accident

If you are involved in a car accident, we’re here to help. We’ve put together a video and a blog with tips on steps you can take if you’re involved in a car accident. 

Of course, you can call us at any time for a free, no obligation consultation. Our experienced injury and accident attorneys deal with car accident cases regularly and will work with you to make sure you get what you deserve from your car insurance coverage. In fact, the lawyers at GLS Injury Law have won over $117,000,000 in car, motorcycle, truck, bus and other motor vehicle accident insurance recoveries for their clients, and the Firm has been named the “Best of Lancaster County” as part of Lancaster County Magazine’s annual survey for the last 10 years!